TERMS AND CONDITIONS

AGREEMENT TO OUR LEGAL TERMS

Welcome to Thybah LLC, a company registered in the United States of America at Virginia state. We operate the website thybah.com (the “Site”), as well as any other related products that refer or link to these legal terms (the “Legal Terms”) (collectively, the “Services”).

Thybah LLC is a website that renders services to people from all walks of life. You can contact us by email at contact@thybah.com.
These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”), and thybah.com, and concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
We recommend that you print a copy of these Legal Terms for your records.

1. ACCESS
While we take all reasonable care in preparing, maintaining and updating the information on this website,we do not represent or warrant (either express or implied) the accuracy, reliability or completeness of any of the website content. You acknowledge and accept that the website content may include errors. The website content is subject to change at our sole discretion without notice to you, and may not be up to date or accurate at the time you access it. By using this website, you agree to do so at your own risk.

2. INTELLECTUAL PROPERTY RIGHTS
The materials displayed on this website, including without limitation all editorial materials, information,
photographs, illustrations, artwork and other graphic materials and names, logos and trademarks, are solely
our property and may be protected, at our sole discretion, by copyright, trade mark and other intellectual
property laws. Any such content may be displayed and printed solely for your personal, non­commercial
use, provided that any copyright notice on such a display or page is not removed. You agree not to
reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material to any
third party without our express prior written consent.
Save for the above, and unless expressly granted, we do not grant any license or right in, or assign all or
part of, its intellectual property rights in the content or applications incorporated into this website or in the
user interface of this website.

3. LIMITATIONS OF LIABILITY/INDEMNIFICATION
You agree to indemnify and hold harmless the founder, directors,
employees, successors, and assigns from and against any and all claims, demands, losses,
liabilities, penalties, expenses and any or other damages (including, without limitation, reasonable attorney’s fees) directly or indirectly resulting from, relating to or arising in connection with your breach or violation of this Agreement; your use of the site; any transactions or other activities you engage in with any third-party service providers, third party merchant
sites, or other third parties who are part of our affiliate program or who you access by or through
this site; your infringement or violation of the intellectual property or other rights of third parties;
and/or your negligence or willful misconduct.
We are not responsible for any products or services relating to your personal computer, other
than those specified in this Agreement. We also are not responsible for any damage to your
personal computer, modem, telephone or other property resulting from your use of the site.
We are not responsible for any loss, damage or injury resulting from an interruption in your
electrical power, telephone or cable service; the disconnecting of your telephone or cable
service by your local telephone or cable company or from deficiencies in your line quality; or any
defect or malfunction of your home computer, modem, telephone or cable service.

4. PRIVACY POLICY
Our Privacy Policy, as it may change from time to time, is hereby incorporated by reference
herein and shall be deemed a part of this Agreement for all interests and purposes. Please see
our Online Privacy Policy.

5. NO WARRANTY
All warranties, express or implied, are disclaimed, including but not limited to warranties of
merchantability, fitness for a particular purpose, or freedom from computer virus. You
understand and agree that the information and services on this site are provided on an “As Is”
basis and may contain errors, problems or other limitations. The credit union and its affiliated
parties have no liability whatsoever for your use of any information or service provided via the site.

6. GOVERNING LAW
These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Virginia applicable to agreements made and to be entirely performed within the State of Virginia , without regard to its conflict of law principles.

7. RETURN/REFUNDS POLICY
Please review our Return and Refund policy on our website @thybah.com

8. VARIATION OF TERMS
We may revise these terms and conditions from time to time at its sole discretion. Revised terms and
conditions will apply to the use of this website from the date of the publication of the revised terms and
conditions on this website. Please check this page regularly to ensure you are familiar with the current
version.